Mortgage Advisers for

first home buyers

home owners

property investors

Asset Finance Solutions

Your trusted partner for first home loans, property investment advice, and low
deposit home loans in Christchurch and across New Zealand.
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0800 005 676
About Us

Mortgage Advisors in New Zealand

Who We Are

Better Choice, we’re trusted mortgage advisors in Christchurch, focused on helping Kiwis achieve their homeownership dreams. Whether you're a first home buyer, an investor, or looking to refinance, we offer personalised advice and tailored mortgage solutions to suit your needs.
As a leading mortgage brokerage in Christchurch, we partner with a wide network of lenders to bring you competitive rates and stress free approvals. From home loans to property investment guidance, we simplify the process, so you can focus on what matters — finding the perfect home.
We’re more than just advisers — we’re your local experts, here to support you at every step of your mortgage journey.
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Talk to your local Mortgage Mentor now

Simply fill in the form to get First Home Buyers Guide


Getting A Pre-approval

Your First Step to Homeownership

Refinance

Is Mortgage Refinancing right for you?

Refix/Restructure

Optimise your mortgage structure through refix or restructure.
our services

Our Featured services

Explore our top mortgage solutions for first home buyers, investors, and business owners.

First Home Buyers

Looking to buy your first home? We can help guide you through the entire process, from saving for a deposit to securing a mortgage with our personalized First-Home Roadmap.

Home Owners

Our mortgage advisers can help you make the most of your current mortgage and explore options to leverage your home's equity.

Property Investors

We will help you navigate the world of property investment and give you a clear plan for achieving your property investment goals.

First Home Buyers Loans

We simplify the first time home buyer process NZ, offering support with KiwiSaver withdrawals, house deposit NZ requirements, and first home grants.
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New Home Owners

Secure a low deposit home loan NZ, refinance your current mortgage, or explore flexible home loans NZ tailored to your financial goals.
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Property Investment Guide

From buying property to building a portfolio, we support property investors NZ with expert advice and New Zealand investment property guide resources.
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Asset Finance Solutions

Grow your business with fast, flexible asset finance solutions across NZ
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Business and Commercial Loans

Secure business loans or commercial property finance tailored to your goals.
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Affordable Personal Loans

Get affordable personal loans in Christchurch with fast approval and low rates.
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Your Guide to Buying Your First Home – Made Simple

First Home Buyers Guide
Mortgage Calculator

Insurance Services

We partner with top insurance brokers in NZ to keep you protected:

Medical Insurance

Get access to trusted medical insurance providers NZ for individuals and families.
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Income Protection

Learn how to claim income protection insurance and secure your income.
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Trauma Insurance Cover

Understand what trauma insurance covers and how it protects you in emergencies.
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Life Insurance

Compare policies, get life insurance cover, and find the best rates.
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Choice of Lenders

More than 25 partners to choose from

BNZ
ASB
ANZ
Westpac
TSB
kiwi bank
sbs bank
Bank
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how it works

What We Do ?

At Better Choice, we provide tailored solutions for your financial journey — whether you're buying your first home, refinancing, investing, or expanding your business. Our team of trusted mortgage advisers in Christchurch helps you secure the right loan with expert advice and flexible options.
Our services include:
  • First Home Buyer Loans
  • Investment Property Loans
  • Refinancing & Debt Consolidation
  • Commercial Property Mortgages
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Best Quality

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top rated

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WHAT OUR CLIENTS SAY

I really recommended Rohit as he’s very helpful. We were really lucky to meet him and because of him we brought our first home. Great person in general who is very genuine.
He turns the impossible to possible
Chintamani Raturi
I was drowning financially and tried to consolidate my debts on my own and was denied several times. After having a chat with Rohit he was able to consolidate my debts and free up my finances. The repayments are almost halved and has taken so much stress out of things. Would definitely recommend him!
Allan Gray Jnr
Rohit was awesome! So informative and extremely helpful. He never left a question unanswered and left us feeling like we were in great hands. Would definitely use Rohit Sachdeva again and recommend him to friends and family.
Maninder Jaswal

Frequently Asked Questions

Simple answers to the questions we hear every day.
Buying or refinancing? We've got your back. Here's what most of our clients want to know.

Our process is simple: see if you qualify for first home grant or KiwiSaver home purchase, complete a quick application, and we’ll help you compare first home buyer loans from multiple lenders.

Absolutely! We specialise in low deposit home loan NZ options —combining KiwiSaver withdrawals and lender assistance to help you buy sooner.

We offer tailored home loans NZ services including:

  • First Home Buyers Loans
  • Refinancing & Debt Consolidation
  • Commercial property mortgages
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Book a 30-Minute Consultation

Ready to take the next step? Schedule a free, no-obligation 30-minute call with one of our mortgage experts.
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